Terminating what shouldn't exist.

import { z } from "zod";

export const AcordAl3RecordSchema = z.object({
  transaction_type: z.string().max(4),
  policy_number:    z.string().max(20),
  state_code:       z.string().max(2),
});

// REDEFINES → discriminatedUnion (Gate 4)
export const InsuredDataSchema = z.discriminatedUnion(
  "name_type",
  [
    z.object({ name_type: z.literal("I"),
               insured_last_name:  z.string().max(30),
               insured_first_name: z.string().max(20) }),
    z.object({ name_type: z.literal("A"),
               address_line_1: z.string().max(35),
               city:           z.string().max(25),
               zip_code:       z.string().max(9) }),
  ]
);

// OCCURS DEPENDING ON → dynamic array
const VehicleEntry = z.object({
  vin:          z.string().max(17),
  year:         z.number().int().min(1900).max(2099),
  driver_list:  z.array(z.object({
                  driver_name: z.string().max(30) })),
});
export const VehicleDetailSchema = z.object({
  vehicle_count: z.number().int().min(0).max(10),
  vehicle_entry: z.array(VehicleEntry),
});